What is the amount you would need to fulfil your child educational need at today's cost (Rs)

What is the amount you would need to consider yourself wealthy at today's cost (Rs)

What is the amount you would need to spend on buying an item you dream - a big car or a foreign holiday or a house (Rs)

What is your current age? (in years)

What age you plan to acquiring wealth? (in years)

What is your child current age? (in years)

What age your child would be ready for professional education? (in years)

Afer how many years away would you need the amount to spend on buying an item you dream (Rs)

The expected rate of inflation over the years (% per annum)

What rate of return would you expect your investment? (% per annum)

How much savings you have now? (Rs)

Result
Composite Planner Education Wealth Expense Total

Amount at today's prices

 Rs. Rs. Rs. Rs.
Number of years to achieve your goals year(s) year(s) year(s) -
Expected rate of return from investments (% per annum) % % % -
Personal goal target (Inflation adjusted) Rs. Rs. Rs. Rs.
Your current savings amount Rs. Rs. Rs. Rs.
Monthly Savings required Rs. Rs. Rs. Rs.

Most people aren't saving for just one thing - retirement, a child's education, a home, and shorter-term goals are usually all competing for the same monthly investible surplus at once. This calculator extends single-goal planning to handle several goals together, so you can see the combined monthly commitment they add up to rather than planning each one as if it were the only goal you had.

You enter each goal's target amount and timeline the same way you would individually, and the tool consolidates them into a single required monthly investment figure across the full set - which is often the more realistic number, since it reflects everything actually competing for your income at the same time.

When the combined number exceeds what feels achievable, that's the calculator doing its job: it surfaces the trade-off early, while there's still time to act on it - extend a less time-sensitive goal's timeline, phase goals so they don't all peak together, or revisit a target amount - rather than discovering the shortfall only when a goal is close.