STP - Transferor Scheme : Aditya Birla Sun Life Aggressive Hybrid Omni FOF- Regular Plan - Growth Option
| Total Initial Investment Amount | MonthlySTP Amount (Rs.) | STP Period | No of Installments | Total Amount Transferred | Total No. Units Remaining | Value as on 06-02-2017 | Current Value as on 13-10-2026 | Profit | Returns (%) |
|---|---|---|---|---|---|---|---|---|---|
| 200000 | 10000 | 05-07-2015to 13-10-2026 | 20 | 200000.0 | 567.4912789906451 | 9822.025558514288 | 24225.3515 | 24225.3515 | 7.287523586967697 |
STP - Transferee Scheme : Aditya Birla Sun Life Aggressive Hybrid Fund - Regular Plan - Growth
| MonthlySTP Amount (Rs.) | STP Period | No of Installments | Total Amount Invested | Total No. Units Accumulated | Value as on 06-02-2017 | Current Value as on 13-10-2026 | Profit | Returns (%) |
|---|---|---|---|---|---|---|---|---|
| 10000 | 05-07-2015to 13-10-2026 | 20 | 200000.0 | 341.76531037725573 | 225688.1403607246 | 509144.8711 | 309144.8711 | 9.31169598404027 |
STP - Total Returns:
| Total Investment Amount | Total Current Value | Total Profit | Total Returns (%) |
|---|---|---|---|
| 200000.0 | 533370.2226 | 333370.2226 | 9.07415840185193 |
Aditya Birla Sun Life Aggressive Hybrid Omni FOF- Regular Plan - Growth Option
| Nav Date | Nav | Units | Cumulative Units | Cash Flow | Net Amount | Capital Gain/Loss | No. of Days (Invested) |
Current Value |
|---|---|---|---|---|---|---|---|---|
| 01-07-2015 | 15.2219 | 13138.964255447743 | 13138.964255447743 | 200000.0 | 200000.0 | 0.0 | 0 | 200000.0 |
| 06-07-2015 | 15.2958 | 653.7742386798991 | 12485.190016767843 | -10000.0 | 190000.0 | 48.31391623844459 | 5 | 190970.96945847757 |
| 05-08-2015 | 15.4423 | 647.5719290520195 | 11837.618087715824 | -10000.0 | 180000.0 | 142.72485316306492 | 35 | 182800.04979593406 |
| 07-09-2015 | 14.9082 | 670.7717900215988 | 11166.846297694225 | -10000.0 | 170000.0 | -210.42111052977486 | 68 | 166477.57797528504 |
| 05-10-2015 | 15.4367 | 647.806849909631 | 10519.039447784593 | -10000.0 | 160000.0 | 139.14891136058893 | 96 | 162379.25624361643 |
| 05-11-2015 | 15.302 | 653.5093451836361 | 9865.530102600957 | -10000.0 | 150000.0 | 52.346098549209145 | 127 | 150962.34162999984 |
| 07-12-2015 | 15.2343 | 656.4134879843511 | 9209.116614616605 | -10000.0 | 140000.0 | 8.13952725100564 | 159 | 140294.44524205374 |
| 05-01-2016 | 15.3034 | 653.449560228446 | 8555.66705438816 | -10000.0 | 130000.0 | 53.25613915861843 | 188 | 130930.79520012376 |
| 05-02-2016 | 15.0835 | 662.9760997116053 | 7892.690954676554 | -10000.0 | 120000.0 | -91.7558922000855 | 219 | 119049.4040148638 |
| 08-03-2016 | 15.1414 | 660.4409103517507 | 7232.250044324803 | -10000.0 | 110000.0 | -53.165493283315215 | 251 | 109506.39082113958 |
| 05-04-2016 | 15.3159 | 652.916250432557 | 6579.333793892246 | -10000.0 | 100000.0 | 61.374127540659984 | 279 | 100768.41845387424 |
| 05-05-2016 | 15.623 | 640.0819304871023 | 5939.251863405144 | -10000.0 | 90000.0 | 256.7368623183765 | 309 | 92788.93186197856 |
| 06-06-2016 | 15.9658 | 626.3387991832542 | 5312.91306422189 | -10000.0 | 80000.0 | 465.9334327124228 | 341 | 84824.90740075384 |
| 05-07-2016 | 16.267 | 614.7415011987459 | 4698.171563023144 | -10000.0 | 70000.0 | 642.4663429028092 | 370 | 76425.15681569748 |
| 05-08-2016 | 16.7747 | 596.135847436914 | 4102.035715586229 | -10000.0 | 60000.0 | 925.6797439000397 | 401 | 68810.41851824432 |
| 06-09-2016 | 17.0656 | 585.9741233827115 | 3516.0615922035176 | -10000.0 | 50000.0 | 1080.3604912807052 | 433 | 60003.70070790835 |
| 05-10-2016 | 17.1889 | 581.7707939426025 | 2934.290798260915 | -10000.0 | 40000.0 | 1144.3431516850994 | 462 | 50437.231102227044 |
| 07-11-2016 | 16.9843 | 588.7790488863244 | 2345.5117493745906 | -10000.0 | 30000.0 | 1037.664195757259 | 495 | 39836.87520490286 |
| 05-12-2016 | 16.6335 | 601.1963807977876 | 1744.315368576803 | -10000.0 | 20000.0 | 848.648811134158 | 523 | 29014.069683222253 |
| 05-01-2017 | 16.6931 | 599.0499068477394 | 1145.2654617290636 | -10000.0 | 10000.0 | 881.3222229543951 | 554 | 19118.030879189435 |
| 06-02-2017 | 17.3078 | 577.7741827384185 | 567.4912789906451 | -10000.0 | 0.0 | 1205.1791677740675 | 586 | 9822.025558514288 |
Aditya Birla Sun Life Aggressive Hybrid Fund - Regular Plan - Growth
| Nav Date | Nav | Units | Cumulative Units | Cash Flow | Amount | Current Value |
|---|---|---|---|---|---|---|
| 06-07-2015 | 565.54 | 17.682215227923756 | 17.682215227923756 | 10000.0 | 10000.0 | 10000.0 |
| 05-08-2015 | 579.54 | 17.25506436139007 | 34.937279589313825 | 10000.0 | 20000.0 | 20247.551013190932 |
| 07-09-2015 | 534.04 | 18.725189124410157 | 53.66246871372398 | 10000.0 | 30000.0 | 28657.904791877154 |
| 05-10-2015 | 562.31 | 17.783784745069447 | 71.44625345879342 | 10000.0 | 40000.0 | 40174.942782414124 |
| 05-11-2015 | 556.01 | 17.98528803438787 | 89.4315414931813 | 10000.0 | 50000.0 | 49724.83138562374 |
| 07-12-2015 | 554.42 | 18.03686735687746 | 107.46840885005875 | 10000.0 | 60000.0 | 59582.63523464957 |
| 05-01-2016 | 561.19 | 17.819276893743652 | 125.2876857438024 | 10000.0 | 70000.0 | 70310.19636256447 |
| 05-02-2016 | 537.46 | 18.606035798012876 | 143.89372154181527 | 10000.0 | 80000.0 | 77337.11957986404 |
| 08-03-2016 | 535.7 | 18.667164457718872 | 162.56088599953415 | 10000.0 | 90000.0 | 87083.86662995045 |
| 05-04-2016 | 547.19 | 18.27518777755441 | 180.83607377708856 | 10000.0 | 100000.0 | 98951.6912100851 |
| 05-05-2016 | 561.15 | 17.82054709079569 | 198.65662086788424 | 10000.0 | 110000.0 | 111476.16280001323 |
| 06-06-2016 | 588.03 | 17.0059350713399 | 215.66255593922415 | 10000.0 | 120000.0 | 126816.05276894197 |
| 05-07-2016 | 604.45 | 16.543965588551576 | 232.20652152777572 | 10000.0 | 130000.0 | 140357.23193746404 |
| 05-08-2016 | 631.77 | 15.828545198410815 | 248.03506672618653 | 10000.0 | 140000.0 | 156701.11410560287 |
| 06-09-2016 | 648.24 | 15.426385289398988 | 263.4614520155855 | 10000.0 | 150000.0 | 170786.25165458315 |
| 05-10-2016 | 653.25 | 15.308075009567547 | 278.7695270251531 | 10000.0 | 160000.0 | 182106.19352918124 |
| 07-11-2016 | 638.99 | 15.649697178359599 | 294.41922420351267 | 10000.0 | 170000.0 | 188130.94007380257 |
| 05-12-2016 | 617.87 | 16.184634308187807 | 310.6038585117005 | 10000.0 | 180000.0 | 191912.80605862438 |
| 05-01-2017 | 624.29 | 16.018196671418732 | 326.6220551831192 | 10000.0 | 190000.0 | 203906.88283026946 |
| 06-02-2017 | 660.36 | 15.14325519413653 | 341.76531037725573 | 10000.0 | 200000.0 | 225688.1403607246 |
A Systematic Transfer Plan (STP) moves a lump sum from one mutual fund scheme - commonly a liquid or low-duration debt fund - into another scheme, often equity, in fixed instalments over a chosen period, instead of investing the entire lump sum into the target fund on a single day.
This calculator takes your total lump sum, the transfer amount and frequency, and an expected return for the destination fund, and projects how the target fund's value builds up as each tranche is transferred and given time to grow.
The rationale mirrors why SIPs exist for fresh money: it reduces the risk of deploying a large amount right before a market downturn, while the un-transferred portion continues earning a return in the source fund rather than sitting idle - a common approach when someone has a windfall (bonus, maturity proceeds, sale of an asset) they want to move into equity without taking on single-day timing risk.
