Enter your first child name
Enter your second child name
Enter your first child current age (in years)
Enter your second child current age (in years)
Enter the age at which your first child would be ready for professional education (in years)
Enter the age at which your second child would be ready for professional education (in years)
Enter the amount you would need at today's cost to fulfil your first child educational needs (Rs)
Enter the amount you would need at today's cost to fulfil your second child educational needs (Rs)
The expected rate of inflation over the years (% per annum)
What rate of return would you expect your investment? (% per annum)
How much savings you have now? (Rs)
Submit
Result
Education Planner Cost of 's education Cost of 's education Total cost for both
Amount at today's prices Rs. Rs. Rs.
Your child will take up professional education in year(s) year(s) -
Expected rate of return from investments (% per annum) % % -
Future cost of education (Inflation adjusted) Rs. Rs. Rs.
Your current savings amount Rs. Rs. Rs.
Monthly Savings required Rs. Rs. Rs.

Education costs in India have historically risen faster than general consumer inflation, particularly for professional courses and study abroad - which is why this planner uses education-specific cost assumptions rather than treating it like any other expense goal.

Enter your child's current age, the age at which the expense will fall due (say, 18 for undergraduate study), and the current cost of the course you have in mind, and the calculator projects the future cost at that inflated rate along with the SIP needed to fund it.

A child's age gives you an unusually precise, fixed countdown compared to most financial goals, which makes starting early especially valuable here - a common approach is to stay growth-oriented in the early years while the timeline is long, then gradually shift the accumulated amount into more stable instruments in the two or three years before the money is actually needed, so a market dip right before admission season doesn't disrupt the plan.