SIP with Annual Increase Returns | Step-Up SIP Fund Rankings

Type Any Scheme Name

Installment Amount

Select Frequency

Select start Date

Select End Date

Select Yearly Enhancement(%)

Submit

Scheme	SIP Investment Cost	SIP Value as on 23-10-2026	Growth Amount	Enhanced Growth Amount	Enhanced Growth (%)	Cash Flow

This page shows how mutual fund schemes have historically performed for an investor following a step-up SIP - increasing the monthly instalment every year - rather than assuming a flat, unchanged SIP amount for the entire period.

This is arguably a more realistic simulation of typical investor behaviour than a flat SIP, since most people's incomes rise over the years they're investing, and a growing SIP tends to reflect that reality better than assuming the exact same rupee amount for 10 or 20 years straight.

This page and the SIP Step-Up Calculator are meant to be used together: study this data to see how a fund or category has historically responded to a step-up approach, then use the calculator to model your own starting amount, step-up rate and timeline against your specific goal.