How many Crores (at current value) you would need to consider yourself wealthy (Rs)
How many years will you continue the SIP?
What rate of return do you expect? (% per annum)
Total SIP Amount Invested
₹
Total Growth
7,48,99,805
Total Future Value
₹
A Systematic Investment Plan (SIP) is a fixed sum invested into a mutual fund scheme at regular intervals - almost always monthly - with each instalment buying units at that day's NAV. This calculator projects what a series of such instalments could grow into over time, based on an assumed annual rate of return applied consistently across the tenure.
Enter your monthly amount, an expected annual return, and the number of years you plan to invest, and it compounds each instalment forward to the end date. It's worth remembering this is a projection built on one assumed, constant rate - actual mutual fund returns are market-linked and move up and down along the way, so the real end value of any SIP will differ from this smooth curve.
What a SIP does structurally, which this calculator doesn't show directly, is average your purchase cost across market highs and lows - you buy more units when prices are low and fewer when they're high, without having to time entries yourself. If your income grows over time, it's worth also trying the Step-Up SIP Calculator, which models increasing your instalment periodically instead of keeping it flat for the entire tenure.
